Complicating Access To COVID Relief Funds for Low-Income Hispanic and Black Households

The National Research Center on Hispanic Children and Families has released a publication on “The majority of low-income Hispanic and Black households have little-to-no bank access, complicating access to COVID relief funds“.


It is essential that families be able to access the financial supports intended to help them weather the pandemic’s economic fallout. This is even more critical for the many Latino families who entered the pandemic already at higher risk for poor health and economic outcomes. For example, our research shows that low-income Hispanic families disproportionately live in crowded housing conditions and have limited access to employer-sponsored health insurance. Additionally, one in four Latino children has at least one parent who is an unauthorized immigrant; these families may be particularly vulnerable given their lack of access to health care and job protections. To further compound distress, unauthorized immigrants are ineligible for the relief checks delivered under the CARES Act, as are many mixed-status families. As policymakers consider future efforts to financially support families through this crisis, it is critical that they align how relief is delivered with the ways in which households access financial resources. Doing so will ensure that needed aid reaches all families equitably and does not further exacerbate already deep economic disparities.

Population: African American and Latinx


  • Read the full publication from the National Research Center on Hispanic Children and Families.
  • Learn more about the National Research Center on Hispanic Children and Families.
  • Check out the COVID-19 pandemic page from the World Health Organization.
  • Check out the COVID-19 Resources for Diverse Communities NNEDShare page.
  • Check out the Resources for Responding to COVID-19 NNEDShare page.

Date: 2020